By Joel Epstein
Tricky roommates. Alcohol and drug use. funds issues. educational strain. aiding your college-bound baby make fit choices-in the midst of newfound freedoms and exceptional excesses-presents a wholly new sector of parenting demanding situations. Joel Epstein, a pupil and chief within the box of post-secondary scholar affairs, bargains mom and dad pleasant and functional recommendation approximately aiding their kids with the transition to school existence.
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Tricky roommates. Alcohol and drug use. cash issues. educational strain. aiding your college-bound baby make fit choices-in the midst of newfound freedoms and extraordinary excesses-presents a completely new quarter of parenting demanding situations. Joel Epstein, a student and chief within the box of post-secondary scholar affairs, bargains mom and dad pleasant and sensible suggestion approximately supporting their little ones with the transition to varsity lifestyles.
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Extra info for A Parent's Guide to Sex, Drugs, and Flunking Out: Answers to the Questions Your College Student Doesn't Want You to Ask
S. college or university. Unlike prepaid tuition plans, savings plan trusts do not guarantee tuition regardless of a rise in tuition prices. However, these savings plans may pay higher returns on investments than prepaid tuition plans. Like prepaid plans, funds in these trusts are federally tax deferrable until the student enters college and are then taxed at the student’s current tax rate. Both types of plans also receive state tax benefits. These benefits will vary from state to state. State residency requirements are common among savings plan trusts.
Over time, they can also save you and your child money by teaching your child to properly budget for life while away at college. Diana Zimmerman, a busy professional organizer with a focus on parents and children, is a frequent lecturer and the author of a number of helpful brochures for parents on such issues as keeping in touch with a child away at college and packing the car for that first trip to college. Zimmerman’s brochures for college students include one on roommates and another on setting up filing systems.
According to Rand Hutcheson, there are three important advantages to irrevocable educational trusts: • • • This type of trust can be funded with annual exclusion gifts of $10,000 (or $20,000 a year for a married couple) per beneficiary, free of any gift tax. Upon your death, the trust’s assets would not be included in your estate nor would there be any gift, estate, or generation-skipping transfer taxes on such a trust if properly planned. , expenses need not be limited solely to educational expenses).
A Parent's Guide to Sex, Drugs, and Flunking Out: Answers to the Questions Your College Student Doesn't Want You to Ask by Joel Epstein